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The US Department of Labor (USDOL) created the Federal Bonding Program (FBP) in 1966. The FBP has been successfully providing fidelity bonds to employers, giving them access to job seekers and opening doors of opportunity.

Thousands of employers across the country have integrated the Federal Bonding Program into their hiring practices – industries that support our country’s economy – hospitality, retail, construction, transportation, auto repair, manufacturing, healthcare, non-profits, banking, tourism and more. This USDOL program is a great success, with over 52,000 job placements made for at-risk job seekers who were automatically made bondable. Last year, there were 774 bonds issued to 606 individuals in the program. The FBP, a unique hiring incentive tool, targets individuals whose backgrounds can pose significant barriers to securing or retaining employment, including:

  • Justice-involved citizens
  • Individuals in recovery from substance use disorders
  • Welfare recipients
  • Individuals with poor credit records
  • Economically disadvantaged youth and adults who lack work histories
  • Individuals dishonorably discharged from the military

The Federal Bonding Program is Simple

FBP bonds protect the employer against losses caused by the fraudulent or dishonest acts of the bonded employee. Examples of such acts of employee dishonesty include: theft, forgery, larceny, and embezzlement. Employers receive the FBP bonds  free-of-charge as an incentive to hire these applicants. Each FBP bond has a $5,000 limit with $0 deductible and covers the first six months of a selected individual’s employment.

Advantages include:

  • NO application for job seekers to complete
  • NO papers for employers to submit or sign
  • NO formal bond approval process
  • NO Federal regulations applicable to bonds issued
  • NO follow-up or required termination actions
  • NO deductible paid if bond claim is filed by the employer
  • NO age requirements (other than legal working age in State)

Bonds can be applied to:

  • ANY job
  • ANY State
  • ANY employee dishonesty committed on or away from the work site
  • ANY full- or part-time employee paid wages (with Federal taxes automatically deducted from pay), including individuals hired by temp agencies. *Self-employed people cannot be covered by Fidelity Bonds

“I’ve been with the State Workforce Development Division for over two decades, and the FBP is the simplest tool in our workforce development toolkit to operate; in terms of cost, time and paperwork, it’s a win/win/win for State staff, employers and clients.”

-Mark Olds, Hawaii Bonding Service Coordinator


I have functioned as a Business and Media Consultant over the past sixteen years and spent many years developing my capacity to function in our ever evolving use of technology, communication, education and training.